1. General Information

This website and the related documents have been created by Carthesio SA, Lugano, Switzerland (“Carthesio”), for information purposes only.
The content is intended solely for natural and legal persons domiciled or headquartered in Switzerland, and for professional investors in jurisdictions where the distribution of such material is duly authorised.

The information and/or documents made available represent marketing material pursuant to:

• Art. 68 of the Swiss Financial Services Act (FinSA / LSerFi);

• Art. 4(1)(1) of Regulation (EU) 2019/1156 on cross-border distribution of funds;

• ESMA Guidelines on Marketing Communications under the same Regulation (ESMA34-45-1272).

The use of the Italian language reflects the fact that Carthesio is based in the Italian-speaking Canton of Ticino and does not imply any link to the Italian Republic or that Carthesio’s activities are directed towards Italy.

Carthesio selects all data and information published on this website with utmost care from sources deemed reliable and performs periodic updates.
However, no warranty is given as to the accuracy, completeness, or timeliness of the information provided.
Carthesio reserves the right to modify the content at any time without prior notice.

2. No Offer – No Solicitation – No Advice

The content of this website and any marketing material does not constitute investment advice, a recommendation, an offer, or a solicitation to buy or sell financial instruments, to subscribe to any service, or to conclude any transaction.

The information provided shall not be used as a substitute for independent financial, legal, or tax advice.
Investment decisions must be based exclusively on the official fund documentation, including the latest Prospectus, Key Information Document (KID/KIID), and financial reports, available free of charge from authorised distributors or on the websites indicated therein.

3. Jurisdictional Limitations

Switzerland

Carthesio operates as a financial consultant, asset manager, and manager of collective investment schemes for private and institutional investors.
Certain funds are authorised by the Swiss Financial Market Supervisory Authority (FINMA) for public distribution in or from Switzerland.
Information relating to funds not authorised for public distribution may only be accessed by qualified investors within the meaning of Art. 10 paras. 3, 3bis, and 3ter CISA (LICol) and FINMA’s applicable practice.
Users are responsible for verifying that they meet the necessary Swiss regulatory prerequisites upon each access.

European Union

Within the European Union, this material is provided for information purposes only and does not constitute investment advice under MiFID II (Directive 2014/65/EU).
Units of the funds described may only be offered in EU Member States where they are duly registered under the UCITS Directive (Directive 2009/65/EC) or passportable under Regulation (EU) 2019/1156.

United States

The collective investment schemes mentioned are not registered under the U.S. Securities Act of 1933, the U.S. Investment Company Act of 1940, or any other U.S. securities law.
Units or shares may not be offered, sold, or delivered—directly or indirectly—to “U.S. Persons”, as defined by the Securities Act.
By proceeding, users confirm that they are not U.S. Persons.

4. Performance and Risk Warnings

Any performance data shown may refer to past performance, which is not a reliable indicator of current or future results.
Performance figures exclude subscription and redemption fees as well as any taxes borne by investors.
Returns may increase or decrease due to currency fluctuations.

Investments involve risks, including the potential loss of capital.
The Prospectus and KID/KIID detail the relevant risks, which may include, among others:
market risk, credit risk, liquidity risk, counterparty risk, operational risk, derivatives risk, and foreign-exchange risk.

5. Sustainability-Related Disclosures (SFDR)

Pursuant to Regulation (EU) 2019/2088 (SFDR), unless otherwise stated in the fund documentation:

• The fund does not integrate sustainability risks into its investment process (Art. 6 SFDR);

• It does not promote environmental or social characteristics (Art. 8 SFDR);

• It does not pursue sustainable investment objectives (Art. 9 SFDR);

• It does not consider principal adverse impacts (PAI) on sustainability factors (Art. 7 SFDR);

• It does not target a reduction of carbon emissions.

6. Benchmarks and Product Governance

Where a benchmark is referenced, its administrator is included in the ESMA Register and the benchmark is compliant with the EU Benchmark Regulation (BMR – Regulation (EU) 2016/1011).

Information on the MiFID II target market, product governance, distribution strategy, and investor type is available upon request from authorised distributors.

7. Data Protection

All processing of personal data complies with:

• the EU General Data Protection Regulation (GDPR – Regulation (EU) 2016/679); and

• the Swiss Federal Act on Data Protection (FADP / LPD, 2023 revision).

Personal data are handled exclusively for purposes permitted by law and consistent with Carthesio’s privacy policy.

8. Applicable Law and Jurisdiction

Any matter related to the access or use of this website or its content shall be governed exclusively by Swiss law.
The courts of Lugano, Switzerland, shall have exclusive jurisdiction over any claim or dispute arising from or in connection with the website, the information provided, or its use.

9. Acceptance

By accessing this website or any associated material, users confirm that they have read, understood, and accepted the terms and conditions above.