• Financial Services Act (FinSA)
    The Swiss Financial Services Act (FinSA) aims to strengthen investor protection and establish a common standard for financial services providers. It requires financial service providers to introduce stricter rules of conduct and provide their clients with comprehensive information and documentation. Where required, Carthesio SA will supplement its existing procedures with the measures provided for in the FinSA, e.g. with regard to information and documentation processes in the context of offering financial services to clients.
  • Licensing status
    Carthesio SA is authorized and regulated by the Swiss Financial Market Supervisory Authority FINMA. Carthesio is active in asset management and management of collective assets according to the Federal Law on Financial Institutions (FinIA), execution and mediation of financing transactions, consulting in the financial, business and technological fields, for institutional and private clients, in Switzerland and abroad. Carthesio can also carry out any activity of a fiduciary or training nature, and take participations in companies with similar purposes, in Switzerland and abroad, carry out activities of offering collective investments of foreign capital and carry out any other activity directly or indirectly related to the corporate purpose.
  • Client information
    The main conduct and organisation actions taken by Carthesio in relation to FinSA, as well as the details of the services provided by Carthesio SA and the related costs and commission details, can be found in the document "Carthesio - Customer Information" (Italian version).
  • Contacts
    Carthesio SA FINMA
    Via F.Pelli, 13a Laupenstrasse, 27
    6900 Lugano 3003 Berna
    Svizzera Svizzera
    Telefono: +41 (0) 91 9122670   Telefono: +41 (0) 31 327 9100
  • Our investment world
    Carthesio selects financial instruments, e.g. as part of its discretionary or advisory mandates, based on a predefined investment universe consisting of both products managed by itself and products from a wide range of third-party providers.
  • Client classification
    Depending on your knowledge and experience with financial instruments and/or your financial situation, you may be classified as a "private client", "professional client" or "institutional client". Private clients receive the highest level of investor protection and the most comprehensive documentation in terms of risks, product characteristics and advice provided. Professional clients have a lower level of investor protection. Given their knowledge and experience, as well as their ability to bear the investment risk associated with financial services or transactions, professional clients are considered sophisticated investors, so they have access to a broader investment universe. Unless otherwise communicated to Carthesio, clients will be considered "private". Reclassification is possible if you meet the necessary requirements.
  • Risk information
    Trading financial instruments presents opportunities but also involves risks. Understanding these risks is the basis for sound investment decisions. We recommend that you read the brochure of the SwissBanking referred to in the following link.
  • Best execution
    Our aspiration is to achieve the best possible result for our clients on an ongoing basis when executing transactions on your behalf, even if we use third-party financial institutions. In every situation we apply what are known as best execution principles.
  • Conflicts of interest
    Conflicts of interest can occur when business interests conflict with each other. If not mitigated, they can result in a financial disadvantage to the client. Carthesio SA has adopted a policy to address the various situations and define the processes by which conflicts of interest are identified and managed in the  following link (Italian version).
  • Information about the Swiss Finance Ombudsman
    Carthesio will be interested in receiving any comments or complaints. If you are not satisfied with the way Carthesio SA has handled your request, you have the option of contacting the Swiss Finance Ombudsman.

    OFS Ombud Finanza Swizzera
    16 Boulevard des Tranchées
    1206 Ginevra, Swizzera
    Telefono: +41 22 808 04 51